Palm Shores · Selling
Behind on mortgage payments in Palm Shores
A local agent and a free HUD housing counselor first. Never a rushed cash sale.
Free · Agents who know Palm Shores · Every step in one app
Palm Shores is one of the smallest towns in Brevard, between Melbourne and Viera.
Falling behind on your mortgage can feel frightening and lonely. The letters, the calls and the worry about losing your home can make it hard to sleep or even open the mail. Many people who end up here did nothing wrong: a job loss, an illness, a divorce or a big repair can knock anyone off balance.
Read the full guide: behind on mortgage payments, step by step →
What this means in Palm Shores
- The typical owner-occupied home in Palm Shores is worth about $351,600, 4% above the Brevard County typical value. At about 6–8% total selling costs, that is roughly $21,100–$28,100 on a typical sale here; your own number depends on your price and mortgage.
- Court papers for probate, divorce and foreclosure cases in Palm Shores are filed with the Brevard County Clerk of the Circuit Court, which has offices in Viera, Titusville, Melbourne, Palm Bay and Merritt Island. Recorded deeds and the property's sale history are on the Brevard County Property Appraiser site.
What’s different for you
- Talk to a free HUD housing counselor. They help you understand every option before you decide anything.
- Meet a local agent. If selling is the right answer, they plan it around your dates.
- Never a rushed cash sale. CloseHive does not run cash offer rounds for homes behind on payments.
When you start in CloseHive from this page, your plan already includes these steps, along with the usual ones for selling in Palm Shores. You always see what to do next, and your agent handles the how.
Palm Shores in numbers
- The typical home here is valued at about $351,600, close to Brevard County as a whole ($339,600).
- The typical home here was built around 1997, about 29 years ago. Ask about the roof's age early, because Florida insurers look at it closely.
- 88% of homes are lived in by their owners, more than the county's 77%. Homes here change hands less often, so good ones can go quickly.
- So few homes in Palm Shores are rented that the Census can't report a typical rent here. Nearly every home is lived in by its owner, so listings come up less often than in bigger cities.
At a typical Palm Shores price of about $350,000, Florida's deed tax is $2,450 and the owner's title policy is about $1,825. Typical value here is 4.5 times the typical household income, compared with 4.3 for the county.
Questions people ask
Where do I find a HUD housing counselor?
Search “HUD approved housing counseling” on hud.gov; the help is free.