Rockledge · Selling
Selling after hurricane or flood damage in Rockledge
What you must tell buyers about flooding, your insurance claim, and repair-or-sell-as-is in plain words.
Free · Agents who know Rockledge · Every step in one app
Rockledge sits on the west bank of the Indian River, between Cocoa and Viera.
If a hurricane or a flood has hit your home, you may be living with a tarp on the roof, fans in the hallway, or a claim that seems to move very slowly. Many people in your spot feel tired and unsure. They wonder if anyone will want the home now, and if they will lose money no matter what they do.
Read the full guide: selling after hurricane or flood damage, step by step →
What this means in Rockledge
- The typical owner-occupied home in Rockledge is worth about $338,100, about the same as the Brevard County typical value. At about 6–8% total selling costs, that is roughly $20,300–$27,000 on a typical sale here; your own number depends on your price and mortgage.
- About 33% of homes in Rockledge were built before 1980. Older Florida homes often need a 4-point inspection (roof, electrical, plumbing, heating and cooling) before an insurer will cover them, so having one done early can stop surprises after you accept an offer.
- Rockledge is a city, so its own office handles this: building permits for repairs, roofs, additions and new homes go through City of Rockledge Building Division. Open or missing permits can delay a closing, so checking them early saves time.
- To look up a home's flood zone in Rockledge, use City of Rockledge Flood Zone Information. A home's flood zone decides whether a lender requires flood insurance.
- The City of Rockledge Building Division will make flood zone determinations for properties inside city limits, and it keeps extra flood information that is not shown on the FEMA map.
What’s different for you
- Answer the three flood questions. Florida asks sellers about flood damage, flood insurance claims and flood help such as FEMA aid, before the contract is signed.
- Share other known problems. Florida sellers must disclose known hidden problems that affect value.
- Agree on repairs or a credit. Put in writing who repairs what, and what happens to open insurance claims.
When you start in CloseHive from this page, your plan already includes these steps, along with the usual ones for selling in Rockledge. You always see what to do next, and your agent handles the how.
Rockledge in numbers
- The typical home here is valued at about $338,100, close to Brevard County as a whole ($339,600).
- The typical home here was built around 1990, about 36 years ago. Ask about the roof's age early, because Florida insurers look at it closely.
- 78% of homes are lived in by their owners, close to the county's 77%.
- Owners with a mortgage pay about $1,749 a month in housing costs, about the same as typical rent ($1,820).
At a typical Rockledge price of about $340,000, Florida's deed tax is $2,380 and the owner's title policy is about $1,775. Typical value here is 4.0 times the typical household income, compared with 4.3 for the county.
Questions people ask
Do I have to tell buyers about past flooding?
Florida’s flood disclosure law asks sellers about flood damage, flood claims and flood help they received; your agent adds your answers to your disclosures.