West Melbourne · Selling
Selling after hurricane or flood damage in West Melbourne
What you must tell buyers about flooding, your insurance claim, and repair-or-sell-as-is in plain words.
Free · Agents who know West Melbourne · Every step in one app
West Melbourne sits just west of Melbourne, and much of its housing was built after 2000.
If a hurricane or a flood has hit your home, you may be living with a tarp on the roof, fans in the hallway, or a claim that seems to move very slowly. Many people in your spot feel tired and unsure. They wonder if anyone will want the home now, and if they will lose money no matter what they do.
Read the full guide: selling after hurricane or flood damage, step by step →
What this means in West Melbourne
- The typical owner-occupied home in West Melbourne is worth about $377,100, 11% above the Brevard County typical value. At about 6–8% total selling costs, that is roughly $22,600–$30,200 on a typical sale here; your own number depends on your price and mortgage.
- Homes in West Melbourne are fairly new: the typical one was built around 2003. Newer roofs and wind-rated windows can lower insurance costs, so have the roof age and any wind mitigation report ready for buyers.
- West Melbourne is a city, so its own office handles this: building permits for repairs, roofs, additions and new homes go through City of West Melbourne Building Department. Open or missing permits can delay a closing, so checking them early saves time.
- To look up a home's flood zone in West Melbourne, use FEMA Flood Map Service Center (search by address). A home's flood zone decides whether a lender requires flood insurance.
- Starting water and sewer with the City of West Melbourne costs $130 up front: a $50 water deposit, a $50 sewer deposit (3/4-inch connection) and a $30 non-refundable service fee.
What’s different for you
- Answer the three flood questions. Florida asks sellers about flood damage, flood insurance claims and flood help such as FEMA aid, before the contract is signed.
- Share other known problems. Florida sellers must disclose known hidden problems that affect value.
- Agree on repairs or a credit. Put in writing who repairs what, and what happens to open insurance claims.
When you start in CloseHive from this page, your plan already includes these steps, along with the usual ones for selling in West Melbourne. You always see what to do next, and your agent handles the how.
West Melbourne in numbers
- The typical home here is valued at about $377,100, which is 11% higher than Brevard County as a whole ($339,600).
- Most homes here are newer: the typical home was built around 2003. Newer roofs and building codes can make insurance easier to get.
- 73% of homes are lived in by their owners, close to the county's 77%.
- Owners with a mortgage pay about $2,014 a month in housing costs, $169 more than typical rent ($1,845). Many of those owners bought years ago at lower prices, so today's buyers often pay more.
At a typical West Melbourne price of about $375,000, Florida's deed tax is $2,625 and the owner's title policy is about $1,950. Typical value here is 4.1 times the typical household income, compared with 4.3 for the county.
Questions people ask
Do I have to tell buyers about past flooding?
Florida’s flood disclosure law asks sellers about flood damage, flood claims and flood help they received; your agent adds your answers to your disclosures.