Titusville · Selling
Behind on mortgage payments in Titusville
A local agent and a free HUD housing counselor first. Never a rushed cash sale.
Free · Agents who know Titusville · Every step in one app
Titusville sits on the Indian River, across the water from Kennedy Space Center.
Falling behind on your mortgage can feel frightening and lonely. The letters, the calls and the worry about losing your home can make it hard to sleep or even open the mail. Many people who end up here did nothing wrong: a job loss, an illness, a divorce or a big repair can knock anyone off balance.
Read the full guide: behind on mortgage payments, step by step →
What this means in Titusville
- The typical owner-occupied home in Titusville is worth about $266,600, 21% below the Brevard County typical value. At about 6–8% total selling costs, that is roughly $16,000–$21,300 on a typical sale here; your own number depends on your price and mortgage.
- About 46% of homes in Titusville were built before 1980. Older Florida homes often need a 4-point inspection (roof, electrical, plumbing, heating and cooling) before an insurer will cover them, so having one done early can stop surprises after you accept an offer.
- Court papers for probate, divorce and foreclosure cases in Titusville are filed with the Brevard County Clerk of the Circuit Court, which has offices in Viera, Titusville, Melbourne, Palm Bay and Merritt Island. Recorded deeds and the property's sale history are on the Brevard County Property Appraiser site.
- On Titusville's water service application, new owners agree to pay any unpaid water bill or lien left by the previous owner. If it isn't paid, it moves to the new owner's account within 20 days, so ask for a final water bill before closing.
What’s different for you
- Talk to a free HUD housing counselor. They help you understand every option before you decide anything.
- Meet a local agent. If selling is the right answer, they plan it around your dates.
- Never a rushed cash sale. CloseHive does not run cash offer rounds for homes behind on payments.
When you start in CloseHive from this page, your plan already includes these steps, along with the usual ones for selling in Titusville. You always see what to do next, and your agent handles the how.
Titusville in numbers
- The typical home here is valued at about $266,600, which is 21% lower than Brevard County as a whole ($339,600).
- About 46% of homes were built before 1980. Many insurance companies ask for a 4-point inspection (roof, electrical, plumbing, heating and air) on older homes, so plan for it early.
- 72% of homes are lived in by their owners, close to the county's 77%.
- Owners with a mortgage pay about $1,628 a month in housing costs, $294 more than typical rent ($1,334). Many of those owners bought years ago at lower prices, so today's buyers often pay more.
At a typical Titusville price of about $265,000, Florida's deed tax is $1,855 and the owner's title policy is about $1,400. Typical value here is 4.0 times the typical household income, compared with 4.3 for the county.
Questions people ask
Where do I find a HUD housing counselor?
Search “HUD approved housing counseling” on hud.gov; the help is free.