Titusville · Selling
Selling after hurricane or flood damage in Titusville
What you must tell buyers about flooding, your insurance claim, and repair-or-sell-as-is in plain words.
Free · Agents who know Titusville · Every step in one app
Titusville sits on the Indian River, across the water from Kennedy Space Center.
If a hurricane or a flood has hit your home, you may be living with a tarp on the roof, fans in the hallway, or a claim that seems to move very slowly. Many people in your spot feel tired and unsure. They wonder if anyone will want the home now, and if they will lose money no matter what they do.
Read the full guide: selling after hurricane or flood damage, step by step →
What this means in Titusville
- The typical owner-occupied home in Titusville is worth about $266,600, 21% below the Brevard County typical value. At about 6–8% total selling costs, that is roughly $16,000–$21,300 on a typical sale here; your own number depends on your price and mortgage.
- About 46% of homes in Titusville were built before 1980. Older Florida homes often need a 4-point inspection (roof, electrical, plumbing, heating and cooling) before an insurer will cover them, so having one done early can stop surprises after you accept an offer.
- Titusville is a city, so its own office handles this: building permits for repairs, roofs, additions and new homes go through City of Titusville Building Department. Open or missing permits can delay a closing, so checking them early saves time.
- To look up a home's flood zone in Titusville, use City of Titusville Flood Information. A home's flood zone decides whether a lender requires flood insurance.
- On Titusville's water service application, new owners agree to pay any unpaid water bill or lien left by the previous owner. If it isn't paid, it moves to the new owner's account within 20 days, so ask for a final water bill before closing.
What’s different for you
- Answer the three flood questions. Florida asks sellers about flood damage, flood insurance claims and flood help such as FEMA aid, before the contract is signed.
- Share other known problems. Florida sellers must disclose known hidden problems that affect value.
- Agree on repairs or a credit. Put in writing who repairs what, and what happens to open insurance claims.
When you start in CloseHive from this page, your plan already includes these steps, along with the usual ones for selling in Titusville. You always see what to do next, and your agent handles the how.
Titusville in numbers
- The typical home here is valued at about $266,600, which is 21% lower than Brevard County as a whole ($339,600).
- About 46% of homes were built before 1980. Many insurance companies ask for a 4-point inspection (roof, electrical, plumbing, heating and air) on older homes, so plan for it early.
- 72% of homes are lived in by their owners, close to the county's 77%.
- Owners with a mortgage pay about $1,628 a month in housing costs, $294 more than typical rent ($1,334). Many of those owners bought years ago at lower prices, so today's buyers often pay more.
At a typical Titusville price of about $265,000, Florida's deed tax is $1,855 and the owner's title policy is about $1,400. Typical value here is 4.0 times the typical household income, compared with 4.3 for the county.
Questions people ask
Do I have to tell buyers about past flooding?
Florida’s flood disclosure law asks sellers about flood damage, flood claims and flood help they received; your agent adds your answers to your disclosures.